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Commercial Real Estate Insurance in Knoxville TN & Oak Ridge TN

Commercial real estate insurance protects you from losses caused by damage to property assets. Most businesses are vulnerable to the same threats as every other building—fire, flooding, vandalism, or even being struck by a vehicle that goes out of control. Many of these problems are something that cannot be reasonably prevented, making them eligible for coverage that can help repair the building or allow your company to move to a new location.

Commercial Real Estate Insurance Features

As the owner of a business, you know how difficult it is to run a smooth operation. The last thing you need is a disaster that damages your workplace so badly that you can no longer continue operating. Commercial real estate insurance makes the crisis something you can handle. Before you start shopping, though, here are a few things to keep in mind:

  • The first thing you should do is take stock of the company's physical assets. This includes your building, any paper records, inventory, office equipment, signs located outside, and anything else that qualifies as a physical asset.
  • You may not need to insure everything the business owns. If you decide something is not worth insuring, removing it from your policy could lower your monthly premiums and make it easier to insure what truly matters.
  • Most policies cover either the replacement cost (RC) or the actual cash value (ACV) of the insured items. Policies that include replacement cost are more expensive, but allow for full replacement without calculating any depreciation. Actual cash value policies consider the loss of value over time, and factor this difference in to any claims on the policy.

If you're not sure which policy options make the most sense for your company, ask one of our agents for more information and they'll help you make a decision.

Our Location

Bradley Insurance Agency

5210-B Schubert Road
Knoxville, TN 37912
Main office: 865-281-7722
Fax: 865-281-7182

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

I want to thank and commend the entire Bradley Insurance Agency team for the old-fashioned customer service which they provide. It is refreshing to have a broker who answers questions, takes the time necessary to fully understand our complex needs and structure, provide honest feedback on coverage options, and continue to fully service our account throughout the entire coverage period. This is a level of service and support that we could not find in any other broker. Thank you for truly caring about our business.
- Dave Nelson, Lenoir City, TN
I've had my workman's comp and general liability with him for years they are very good
- Paul Baker
I have been with Bradley's. I am pleased
- Brenda England
We have auto insurance and business insurance with Bradley and have been more than happy with their outstanding customer service, prices, and policies. I highly recommend Bradley Insurance for all your insurance needs!
- David Deac