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Catering Insurance in Knoxville TN & Oak Ridge TN

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call Bradley Insurance Agency today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Location

Bradley Insurance Agency

5210-B Schubert Road
Knoxville, TN 37912
Main office: 865-281-7722
Fax: 865-281-7182

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

I want to thank and commend the entire Bradley Insurance Agency team for the old-fashioned customer service which they provide. It is refreshing to have a broker who answers questions, takes the time necessary to fully understand our complex needs and structure, provide honest feedback on coverage options, and continue to fully service our account throughout the entire coverage period. This is a level of service and support that we could not find in any other broker. Thank you for truly caring about our business.
- Dave Nelson, Lenoir City, TN
I've had my workman's comp and general liability with him for years they are very good
- Paul Baker
I have been with Bradley's. I am pleased
- Brenda England
We have auto insurance and business insurance with Bradley and have been more than happy with their outstanding customer service, prices, and policies. I highly recommend Bradley Insurance for all your insurance needs!
- David Deac