Call Us 865-281-7722 ☰ ˟
Logo
Call Us 865-281-7722
  • Our Agency
    • AboutImage of right arrow
      • Employee Directory
      • Location
    • Get a Quote
    • Our Providers
    • Contact UsImage of right arrow
      • Bradley Insurance Agency
  • Products
    • Auto and Homeowners Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Accident Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Key Person (Key Men) Insurance
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
    • Additional Insurance ServicesImage of right arrow
      • Special Event Insurance
      • Other Services
      • Wedding Insurance and Special Event Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Hotel/Hospitality Insurance
      • Law Firm Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • General Liability Insurance
      • Leave Management
      • Loss Control Insurance
      • Inland Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Disability Insurance
      • Individual Life Insurance
    • Farm InsuranceImage of right arrow
      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Us
    • Testimonials
    • Location
    • Privacy Notice
  • Contact
Home > Blog > Workers’ Compensation During Overtime
WEDNESDAY, MAY 19, 2021

Workers’ Compensation During Overtime

Suppose you have to put in a few extra hours of work to stay on top of your duties. You might work late, come into work on your day off or take work home with you. This isn’t your normal work timeline, however, you still have a job to do and you could possibly get hurt, in some way, while performing your duties. If you do, you might wonder if you will qualify for workers compensation. a man riding a skateboard up the side of a building

Qualifications for After-Hours Work 

Different states have different rules and regulations for when an employer must compensate an injured employee. Many workers’ compensation policies pay for injuries that occur within the scope of employees’ employment. That means, if someone is performing their job, or tasks related to their job, and they get hurt, then they will likely qualify for workers’ compensation. 

So, if you decide to stay late at work, then you might still face many of the same risks that you would face at any other time of the day. Whether you are in the middle of your working day, or have stayed a bit late, you might still slip and fall on a damaged piece of carpeting. Because you were at work, and were permitted to be there, then you might qualify for a workers’ compensation claim. Accidents as simple as a fall while walking to the bathroom might be able to be filed as a claim. 

Coverage When Working from Home 

If you take your work home with you, it might be harder to prove a workers’ compensation claim is valid. If you slip on your own home’s carpeting, and get a concussion, then your employer may not actually have to compensate you. 

On one hand, you might have no expectation to work from home. Therefore, your work might not actually qualify as within the scope of your employment. This might simply be an elective activity that you have chosen to do to keep up with your workflow. It’s not a requirement. As a result, you might not qualify for workers’ compensation. 

However, this is not a hard-and-fast rule. Suppose that you telecommute, and work from home a majority of the time. Therefore, your home is, in essence, your place of business. Because you are performing duties there regularly, then you might be able to file a workers’ compensation claim. 

The best thing to do if you get hurt while out of the office, but still on the job, is to report the injury to your employer. They can help you determine the appropriate way to file a claim, and determine if you will qualify. 
Posted 3:33 PM

Tags: workers, compensation, coverage, commercial, business, after, hours
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020

  • auto insurance(4)
  • general liability insurance(3)
  • bop insurance(3)
  • commercial property insurance(3)
  • commercial auto insurance(3)
  • workers compensation insurance(2)
  • business(2)
  • commercial(2)
  • home insurance(2)
  • coverage(2)
  • builders risk(2)
  • homeowners insurance(2)
  • liability(1)
  • professional liability(1)
  • builder's risk insurance(1)
  • hours(1)
  • business owners policy(1)
  • insurance(1)
  • after(1)
  • claims(1)
  • commercial general liability insurance(1)
  • workers(1)
  • car insurance(1)
  • business insurance(1)
  • professional liability insurance(1)
  • compensation(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact| Privacy Notice| Terms of Use|
5210-B Schubert Road | Knoxville, TN 37912
P: 865-281-7722 | Fx: 865-281-7182
Social Social Social Social
Logo

Powered by Insurance Website Builder